.custom-loader-bg {
  position: fixed;
  z-index: 9999;
  top: 0; left: 0; right: 0; bottom: 0;
  background: rgba(255,255,255,0.7);
  display: flex;
  align-items: center;
  justify-content: center;
}
.custom-loader {
  width: 64px;
  height: 64px;
  border: 8px solid #e3e3e3;
  border-top: 8px solid #0d6efd;
  border-radius: 50%;
  animation: spin 1s linear infinite;
}
@keyframes spin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}
.custom-loader-text {
  margin-top: 18px;
  font-size: 1.1rem;
  color: #0d6efd;
  font-weight: 500;
  text-align: center;
}